Financial Concerns

Can we help you with your financial CONCERNS?

  • Does inflation impact my standard of living?
  • How much am I spending?
  • How much do I need for emergencies?
  • Should I pay down debt or invest more?
  • How long will my money last?
  • Should my spouse enter the work force?
  • What is my current net worth?
  • What is my projected net worth?
  • What is my current cash flow?
  • What is my projected cash flow?
  • What is the value of reducing, postponing or foregoing expenses?
  • How much should I be saving for college?
  • Will I be able to repay my student loan?
  • What are the advantages of the Coverdell ESA?
  • What are the advantages of a 529 College Savings Plan?
  • What is the value of a college education?
  • What are the payments on a parental (PLUS) loan?
  • Should I live at home, on campus, or off campus?
  • How long will it take to pay off my credit card(s)?
  • How long until my loan is paid off?
  • What would my loan payments be?
  • What is the balance on my loan?
  • Should I consolidate my personal debt into a new loan?
  • Re-structuring debts for accelerated payoff
  • Which is better: cash up front or payments over time?
  • What is the impact of making extra payments on my loan?
  • Should I pay off debts or invest?
  • How much home can I afford?
  • Should I refinance my home mortgage? (breakeven)
  • Comprehensive mortgage calculator
  • Comparing mortgage terms
  • Should I pay extra points for a lower interest rate?
  • Should I rent or buy a home?
  • Should I convert to a bi-weekly payment schedule?
  • Compare a ‘no-cost’ versus traditional mortgage
  • What are the tax savings generated by my mortgage?
  • Should I take out a fixed or adjustable rate mortgage?
  • Adjustable rate mortgage calculator
  • How do closing costs impact the interest rate?
  • What is my potential estate tax liability?
  • Federal income tax estimator
  • Should I adjust my payroll withholdings?
  • Will my investment interest be deductible?
  • How much self-employment tax will I pay?
  • Capital gains (and losses) tax estimator
  • Compare taxable, tax-deferred and tax-free investment growth
  • How much of my Social Security benefit might be taxable?
  • What are the tax implications of paying interest?
  • Should I itemize or take the standard deduction?
  • What is my tax-equivalent yield?
  • 2016 tax refund estimator
  • How much life insurance do I need?
  • What is my life expectancy?
  • What are my needs for burial and final expenses?
  • How much disability income do I need?
  • What are the chances of becoming disabled?
  • What are my long-term care insurance needs?
  • How much will I earn in my lifetime?
  • What are the tax advantages of an annuity?
  • How long will my current insurance last?
  • What is the future value of an annuity?
  • Which is better, Comprehensive Plan Or High-Deductible Plan With HSA?
  • How should I allocate my assets?
  • Compare taxable versus tax-free investment return
  • What is the value of a bond?
  • What is the return on my real estate investment?
  • What is the value of compound interest?
  • What is the value of a call or put option?
  • Taxable vs. tax-advantaged saving comparison
  • What is my risk tolerance?
  • What is the long-term impact of increased return?
  • Certificate of Deposit (CD) analyzer
  • What is the dividend yield on a stock?
  • How do expenses impact mutual fund returns?

  • How much will my company bonus net after taxes?
  • How will payroll adjustments affect my take-home pay?
  • Convert my salary to an equivalent hourly wage
  • Convert my hourly wage to an equivalent annual salary
  • What is the future value of my employee stock options?
  • Should I exercise my ‘in-the-money’ stock options?
  • What may my 401(k) be worth?
  • What is the impact of increasing my 401(k) contribution?
  • Evaluate my company pension payout options
  • How much can I contribute to an IRA?
  • How much retirement income can my IRA provide?
  • Should I convert to a Roth IRA?
  • What will my qualified plan be worth at retirement?
  • What is my current year required minimum distribution?
  • What is my projected required minimum distributions?
  • What are my lump-sum distribution options?
  • How do I maximize my employer 401(k) match?
  • What is the impact of borrowing from my 401(k) plan?
  • What is the impact of early withdrawal from my 401(k)?
  • What is my maximum self-employed retirement plan contribution?
  • Net Unrealized Appreciation (NUA)
  • How will retirement impact my living expenses?
  • How much will I need to save for retirement?
  • Are my current retirement savings sufficient?
  • Social Security retirement income estimator
  • How does inflation impact retirement income needs?
  • I’m retired, how long will my savings last?
  • When should I begin saving for retirement?
  • Should I convert discretionary expenses to savings?
  • How much retirement income may my 401(k) provide?
  • Compare Roth 401(k) to Traditional 401(k)
  • Becoming a millionaire
  • Income generated by a savings plan
  • How long will it take to double my money?
  • How long until my savings reach my goal?
  • Save now vs. save later calculator
  • How much should I save to reach my goal?
  • What will my current savings grow to?
  • Calculate rate of return
  • How do taxes and inflation impact my return?
  • What is my effective annual yield?